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Hf #16: Finances, Budgeting, and Your Homemaking

on October 13, 2015 by Jami Balmet 7 comments

This week I want to talk about money! Our budget is something that we have been really trying to work on in this season we are in. We have some really big financial goals for 2016 and getting our budget under control is the first step.

I am not naturally good at handling money. I hate dealing with budgets, and spreadsheets, and paying bills. It is probably my #1 thing that I struggle with in my home. But I do know, that in the seasons when we are on top of our money and budget down to the dollar, those are the months that we really are in control of our money!

HF #16 - Finances, Budgeting, and Your Homemaking - Pinterest

We’ve slowly come to see that we really do need to budget every single dollar that comes in and goes out in order to really know where our money is going. It’s amazing how fast eating out and buying random things at Target can add up month after month.

So tune this week while we discuss what it means to be in charge of our finances, budgeting, and how this affects our homemaking over all! Let’s go ahead and dive in:

Right click here and save-as to download this episode to your computer.

In This Episode, You Will Learn:

  • The 7 baby steps to financial freedom (from Dave Ramsey)
  • The steps we are using this year to budget better and save money!
  • The best budgeting software (for personal use and for your business)
  • My favorite meal planning websites
  • And other resources to help you feel in control of your finances!

[Tweet “If you want to travel the road to financial freedom, you must first start with a road map.”]

Links & Resources Mentioned in This Episode

Book of the Week:

total money makeoverThe Total Money Makeover by Dave Ramsey

We read this book through several years ago and plan to do so again. This is the book where Dave Ramsey really lays out a strong foundation on how to view money, how to budget, how to save, and most importantly, how to pay off debt! He goes over the 10 biggest money myths and how to pay off debt quickly with the debt snowball! So to check it out, find it on Amazon or a link to it in the shownotes.

 

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Thanks for Listening!

HF #16 - Finances, Budgeting, and Your Homemaking

Get instant free access to my Finding Joy in Your Home video course.

  • Do you want to discover more joy, peace, & tranquility within your home?
  • Do you feel overwhelmed and like your house is out of control?
  • Join my free course and learn the essential habits for Christian homemakers
  1. i love your podcast! My husband and I are currently going through Financial Peace Univerity at our church. It is so inspiring! We have paid off almost $30k and have $11k more to go on our student loans! We’re sooo close!! We used to use mint.com, as you mentioned but we’ve switched over to everydollar.com (also has an app) it’s very similar, but Dave Ramsey built it so it goes nicely with the baby steps! I also use the Meal Board app for meal planning, I’m still pretty new at it, but I can already see that it will help a lot, especially when I bring cash to the store!! Thanks for your podcasts…I’m a fan!

    • Congrats!! That’s so awesome 😀 Ooooh! I’ll have to check out everydollar.com. Thank you for suggesting it!! And I’ve never heard of Meal Board app either. Thanks for the suggestions!:)

  2. Have you checked out the envelope wallets on etsy? We started the cash system in jan and by March my paper envelopes were driving me crazy! I don’t have an etsy store yet but started making them and my husband told me to contact Dave Ramsey to sell them. He’s so sweet. I haven’t taken the time yet but love my wallet and have sold several to friends. This was a great podcast to remind me and I love your other suggestions. Can’t wait to try them out.

  3. Hi, I’m just catching up on your podcasts and am currently listening to this one. You mentioned going through FPU several years ago, but you can go back through it as many times as you want for free. It’s a lifetime subscription! I definitely recommend checking it out!

  4. I have been reading the blog for a while, but just started listening to the podcast. I started from the beginning and am now on episode 16. I have used MINT.com for years, but I’m curious. You mentioned you were going to try it for 6 months….what did you think?

    My favorite thing is the budget area, because even if you don’t use envelopes, you can check your MINT account however often you want and see how your ‘envelope’ for each category is doing. Like if we put $100 into our restaurant budget, we can see how close we are or if we have gone over. It really helps if you aren’t good at remembering to get cash out for envelopes.

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